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An estimate of a person's ability to pay off debts based on his or her history of borrowing and making payments on time is called what? A. Collateral B. Character C. Charisma D. Capacity

Capacity: The Cornerstone of Creditworthiness

The correct answer is **D. Capacity**. Capacity, in the context of lending and creditworthiness, refers to an individual's ability to repay their debts based on their financial history and current income. Lenders meticulously evaluate a borrower's capacity to ensure they can comfortably handle the financial obligations...

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How to Pay Down Bad Debt Fast

How to Pay Down Bad Debt Fast

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